Switchpay
Finance Options for our Customers
We offer flexible finance solutions to help your customers make purchases with ease, whether they’re buying now or planning for something bigger.
Find out about flexible ways to fund your project
Finance Amounts Available:
Customers can apply for finance from R500 up to R300,000, with different credit providers based on the loan amount:
R500 – R10,000: Buy Now, Pay Later (BNPL) – Credit Provider: Boodle
R10,001 – R50,000: In-store Finance – Credit Provider: eFin
R50,001 – R300,000: In-store Finance – Credit Provider: Capitec Bank
Buy Now, Pay Later (BNPL):
Perfect for smaller purchases, this option lets your customers buy now and spread payments over 4 months with no interest.
Details:
Loan Amounts: R500 – R10,000
Provider: Boodle
Approval: Instant decision
Repayment:
25% upfront
3 equal monthly instalments (0% interest)
How to Apply:
In-store via QR code
Online via a secure URL
Payout to You:
You receive the full amount (less a 7.5% fee excl. VAT)
Paid within 24–48 hours
In-Store Finance (Purpose-Based Lending):
Ideal for higher-value purchases, this option gives customers access to larger loans, paid back with interest.
Details:
Loan Amounts: R1,000 – R300,000
Providers: eFin (up to R50,000) & Capitec Bank (above R50,000)
Approval Time: Up to 48 hours
Credit Check: Hard ITC check performed
How to Apply:
In-store via QR code
Online via a secure URL
Payout to You:
You receive the full amount (less a 3% fee excl. VAT)
Paid within 24–48 hours
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